Sharon Chartrand 

An authentic women of charactor  

Courses Completed & Certificates 

Certificates  & Awards 

 Karen Sharon Chartrand, 

Current Course Completed

Date  2014 - 2019

Certificates  & Awards (2015-1999)
 large pictures - bottom of page.

Phase 8 
I will be done soon in 2020

MODULES SERIES 1

Module 1: Strategic Investment Planning with Insurance
 pending
Module 2: Active Listening for Pro-Active Solutions
 pending
Module 3: Ethics: Putting Process to Product Selection
pending
Module 4: Bringing Strategic Purpose to Estate Planning
pending
Module 5: Life Events and Triggers: Assessing Needs
pending

MODULES SERIES 2

Module 6: Continuity Planning: Assessing Personal Care Needs
 pending
Module 7: Living Benefits: Quality of Life
 pending
Module 8: Critical Illness
pending
Module 9: Disability Insurance: Managing Risk to Personal Productivity
pending
Module 10: Long Term Care Insurance
 pending

MODULES SERIES 3

Module 11: The Value of Philanthropy
pending
Module 12: Charitable Gifts and Taxes
pending
Module 13: Gifting Insurance
pending
Module 14: Gift Annuities
pending
Module 15: Gifts of Registered Investments
pending
Phase 7
CSF Expired June 30, 2019. Modules completed after this date will not be eligible

MODULES SERIES 1 -Was Completed in 2017 Listed below.


Module 1: How Insurance Fits into a Tax Efficient Order of Investing
Module 2: Creating New Money to Fund Insurance Needs
Module 3: Insurance Solutions for the Family Business
Module 4: Borrowing to Fund Insurance Needs
Module 5: Adding Value to Estate Planning with Life Insurance

MODULES SERIES 2 -Completed below
Module 6: Debt Management: Using Insurance as a Backstop
Module 7: Principal Residences: Protecting your Investment
Module 8: Wealth Preservation with Real Estate
Module 9: Impact of Insurance with Cottage Succession Planning
Module 10: Strategies on Owning Property in the US

MODULES SERIES 3 -Completed below

Module 11: Accident and Sickness: Planning for Incapacity
Module 12: Wealth Strategies with Insurance: Planning Ahead
Module 13: Tax Efficient Capital Planning
Module 14: Planning for Business Succession
Module 15: Tax Strategies for Business Owners

Phase 9

Transitions: Boomers

Module 1: Executive Planning for Pre-Retirement
100% : 12/18/2019 
Module 2: Business Owners Planning: Approaching Succession
100% : 12/18/2019 
Module 3: Approaching a Discussion About Business Succession
80% : 12/18/2019 
Module 4: Having Better Conversations with Boomers
80% : 12/18/2019 
Module 5: Legacy Planning: Life Insurance and Trusts
80% : 12/18/2019 

Transitions: Millennials

Module 6: Real Wealth Management for the Millennial Client
80% : 12/18/2019 

Module 7: Debt Management for Younger Clients
Certificate AICICMCSF Mark 100% : 20-12-2019
Module 8: Health Risk Management: Business Owners
Certificate AICICMCSF Mark 60% : 22-12-2019
Module 9: Planning with Beneficiary Designations
Certificate AICICMCSF Mark 80% : 22-12-2019
Module 10: Making a Social Impact
Certificate AICICMCSF Mark 60% : 22-12-2019 

MODULES SERIES 3

Module 11: Explaining the Role of Life Insurance to Your Clients
Certificate AICICMCSF Mark 80% : 22-12-2019

Module 12: Engaging a New Workforce
Certificate AICICMCSF Mark 60% 22-12-2019
Module 13: Insurance Strategies for Family Business Owners
Certificate AICICMCSF Mark 80% 22-12-2019
Module 14: Creating New Money for Financial Solutions with Your RSP
Certificate AICICMCSF Mark 80% 22-12-2019
80%
Module 15: Disposing of a Business
Certificate AICICMCSF Mark 60% 22-12-2019

Phase 8
.

Phase 7. 

Modules completed after this date will not be eligible


MODULES SERIES 1

Module 1: How Insurance Fits into a Tax Efficient Order of Investing
06/01/2017 Mark: 100%
Module 2: Creating New Money to Fund Insurance Needs
06/01/2017 Mark: 100%
Module 3: Insurance Solutions for the Family Business
06/01/2017 Mark: 100%
Module 4: Borrowing to Fund Insurance Needs
06/01/2017 Mark: 100%
Module 5: Adding Value to Estate Planning with Life Insurance
06/01/2017 Mark: 100%


MODULES SERIES 2

Module 6: Debt Management: Using Insurance as a Backstop
06/01/2017 Mark: 100%
Module 7: Principal Residences: Protecting your Investment
06/01/2017 Mark: 100%
Module 8: Wealth Preservation with Real Estate
06/02/2017 Mark: 100%
Module 9: Impact of Insurance with Cottage Succession Planning
pending
Module 10: Strategies on Owning Property in the US
06/02/2017 Mark: 100%


MODULES SERIES 3

Module 11: Accident and Sickness: Planning for Incapacity
06/02/2017 Mark: 100%
Module 12: Wealth Strategies with Insurance: Planning Ahead
pending
Module 13: Tax Efficient Capital Planning
06/02/2017 Mark: 100%
Module 14: Planning for Business Succession
 06/03/2017 Mark: 100%
Module 15: Tax Strategies for Business Owners
 06/03/2017 Mark: 100%

 30 Certificates in each pdfs.. phase 4-5.   Date: 2014-2015

Course

MGF0515

MGF0535

MGF0512


MGF0514

MGF0511

MGF0521

MGF0522

MGF0523

MGF0524

MGF0525

MGF0531 

MGF0532

MGF0533

MGF0534

MGF0513

MGF0423

MGF0412

MGF0413

MGF0414

MGF0415

MGF0421

MGF0422

MGF0424

MGF0425

MGF0431

MGF0432

MGF0433

MGF0411

MGF0435

MGF0434

Course Title

Advising Family Businesses

Professionals and Partnerships

Working in Alignment with your Family Business Clients 

Structuring Retirement Income

Understanding the Family Business

Why Philanthropy?

Charity Law and Taxes

Gift Plan Strategies

Gifts of Life Insurance

Intergrating Philanthropy into Your Practice

Taxation of Income from a Proprietorship

Transactions Involving Business Assets

Home-Based Businesses

Disposing of and Replacing a Business

Developing a Shared Vision

Snowbirds

Real Estate

Principal Residences 

Tax Efficient Debt Management

Risk Management

Residency

Immigration and Emigration

Foreign Property Ownership

US Citizens in Canada

Planning for Post Retirement Incapacity

At Death and Beyond

Planning for Survivors

Tax Efficient Asset Transfers: Managing ACBs

Strategic Philanthropy

Business Owners and Executives

Phase 4
Course Status
Tax Efficient Asset Transfers: Managing ACBs Completed 67%
Real Estate Completed 100%
Principal Residences Completed 67%
Tax Efficient Debt Management Completed 67%
Risk Management Completed 67%
Residency Completed 67%
Immigration and Emigration Completed 100%
Snowbirds Completed 100%
Foreign Property Ownership Completed 100%
US Citizens in Canada Completed 100%
Planning for Post Retirement Incapacity Completed 100%
At Death and Beyond Completed 77%
Planning for Survivors Completed 100%
Business Owners and Executives Completed 100%
Strategic Philanthropy Completed 100%

Phase 5 
Course Status
Understanding the Family Business Completed 100%
Working in Alignment with your Family Business Clients Completed 100%
Developing a Shared Vision Completed 93%
Structuring Retirement Income Completed 100%
Advising Family Businesses Completed 100%
Why Philanthropy? Completed 100%
Charity Law and Taxes Completed 100%
Gift Plan Strategies Completed 100%
Gifts of Life Insurance Completed 100%
Intergrating Philanthropy into Your Practice Completed 100%
Taxation of Income from a Proprietorship Completed 100%
Transactions Involving Business Assets Completed 100%
Home-Based Businesses Completed 67%
Disposing of and Replacing a Business Completed 100%
Professionals and Partnerships Completed 67%